CDs and IRAs

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Jar full of coinsFor safe, secure and steady fund growth, FDIC-insured certificates of deposit should be a mainstay in your investment portfolio. With terms from 91 days to 5 years and competitive rates, we can find what's right for your investment needs. Check Rate

Term CDs

18-Month Variable

25-Month "Pop Up"

Traditional IRA

Minimum to Open--$1,000
Minimum to Open--$1,000 Minimum to Open--$1,000
Minimum to Open--$1,000
Variety of term options
Additional deposits of at least $1.00       
Change the rate "once" during term to match current posted rate       
Variety of term options
FDIC Insurance
FDIC Insurance FDIC Insurance FDIC Insurance
Competitive rates
Interest compounded and credited monthly
Competitive Rates
Potential tax benefits with contributions and earnings tax deferred       
Interest compounded and credited monthly
  
Interest compounded and credited monthly    Interest compounded and credited monthly
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RCB also offers up to $50 million in FDIC insurance through the CDARS program. Various maturities and competitive rates are available.  Read More »

 

FDIC insurance Change: On May 20, 2009, FDIC deposit insurance temorarily increased from $100,000 to $250,000 per depositor through December 31, 2013. Learn More.