An overdraft occurs when you do not have enough money in your account to cover a transaction.
Bounce Protection is a courtesy overdraft service, requiring no action on your part that provides access to an automatically assigned overdraft limit. Your Bounce Protection limit may be available for checks and other transactions made using your checking account number or automatic bill payment and recurring debit card payments. Also, at your request for Enhanced Bounce Protection, we may authorize and pay ATM transfers or withdrawals and everyday debit card purchases using your limit.
You can opt in to enhanced bounce protection, allowing RCB Bank to authorize and pay overdrafts on your ATM and everyday debit card transactions, by phone at (918) 342-7220 or at any RCB Bank location. You can also download this form and mail it to RCB Bank, Attention: Customer Support Services, P.O. BOX 189, Claremore, OK 74018 or bring it to your local branch.
Click here for more details on Bounce Protection and how to opt out of Bounce Protection with RCB Bank.