Hi. I’m Kenneth Wohl and this is Mortgage Matters,
With today’s constantly changing federal lending regulations, choosing a reputable, knowledgeable and local lender can do more than just get you the best rate and lowest fees. I want to help make the daunting task of financing as smooth as possible. Borrowing money has become a little more paper intrusive and the guidelines have gotten a bit tighter, but following my recommendations will help your financing sail through underwriting and close on time. Let’s get started.
Unexpected Homeowner Expenses
With mortgage rates still at historic lows and our local housing market strong with great inventory, it seems like a good time to buy. Before you purchase, there are a few expenses you should be aware of. When you choose to buy a house, realize there are costs that go beyond your mortgage pay...read more »
Is it worth paying Mortgage Points?
A typical question asked when financing your home, be it a purchase or refinance, is, “would you like to pay points?” Many borrowers are often misinformed or confused about mortgage points. I can help. Sometimes the word “points” gets thrown around loosely and people r...read more »
What NOT to do during your loan process
You found your dream home, made an offer and it was accepted, yeah! You have already applied for a mortgage and your loan officer said it looks as if you would qualify. Closing is a few weeks away and you are eager to move in. One of the most exciting times in our lives can also turn out to b...read more »
Home Buying Basics
Buying a home can be an intimidating process, but with a little knowledge under your belt, you can better understand the process and become a stronger borrower. Here some things you should know before you buy. Obtain a pre-qualification from your lender: Before you begin house hunting, identi...read more »