Auto & Lending
Get the inside scoop on the basics of borrowing and personal loans.
Sooner or later, almost everyone needs to borrow money. Be prepared before you apply for a loan. The articles below can help you learn how to use credit wisely, as well as enhance your knowledge on the different types of consumer loans available to help you meet your personal needs.
A Car Buyer's Mistake
THE PROBLEM Buying a car is a major purchase. Budgets are tight. It’s tempting to accept financing based on the lowest monthly payment, but don’t. Here’s why. Lower monthly payments often mean longer loan terms and higher interest rates. You may be able to obtain 84-mont...read more »
Before You Step onto the Dealership Floor, Prepare
By Todd Ward, RCB Bank VP Loans Buying a new or used car can be intimidating even if you’ve done it before, it can still be a whirlwind of negotiations and paperwork. For most people, buying a car is the second largest purchase they will make in their lifetime. A little preparation befo...read more »