Saving & Investing
Strategies to help you build wealth and plan for emergencies.
The key to financial success: invest in yourself first. That means paying yourself every time you make or receive money. The articles below share personal experiences and advice on how to make saving a priority.
A Penny Earned is a Penny Saved
Five Money Lessons from Grandparents Every year, my granddad would sit his grandkids down at the kitchen table and pour out a big jar full of coins he’d saved. We could have these coins but only after we sorted them, divided them equally and then rolled them. As little children, it felt...read more »
The Secret to Saving Money
Only half American households have a savings plan with specific goals. Only 4 out of 10 American households have a spending plan that allows sufficient saving to meet their savings goals. 51% of Americans don’t have a rainy day fund to pay for an u...read more »
Three simple steps to kick start savings at any age
By Terry Lockhart, RCB Bank Sr. Vice President, Loan Officer One summer when I was young, I wanted to buy a four-wheeler. My parents told me if I could save $500, they would pay the difference. I mowed yards and hauled hay bales all summer until I reached my goal. I loved that four wheel...read more »
Saving for a Rainy Day
Life happens. Sometimes it happens according to plan. Occasionally, an unforeseen rain shower pours down– a busted water pipe, a broken down car, a job loss. Though we cannot forecast the unexpected expenses that pop up after a downpour, we can open an umbrella to shield us from dipping...read more »