Is Buying a Home a Good Investment?
By Kenneth Wohl, Loan Officer, RCB Bank Millennials, is Buying a Home a Good Investment? You’ve heard it countless times, “Save now for the future.” Financial planners, current retirees, your parents - they tell you to put away as much money as you can into your 401k...read more »
Reasons why your mortgage payment changes
Does it seem like your mortgage payment changes each year? What’s the deal? Let’s look at three reasons that may cause an increase in your monthly payment. Your adjustable loan rate changes. If you have an adjustable rate mortgage, after a certain period of time (usually 5-1...read more »
Before house hunting, prepare with this three-step guide
Is buying a new home on your bucket list for 2016? If you’re ready to take the next step in purchasing your first home or even your tenth, there are three things you should do to prepare. Get pre-qualified for a mortgage. To a seller, providing a pre-qualification letter with your...read more »
The Secret to Saving Money
Only half American households have a savings plan with specific goals. Only 4 out of 10 American households have a spending plan that allows sufficient saving to meet their savings goals. 51% of Americans don’t have a rainy day fund to pay for an u...read more »