Teach Kids Money Management
When is a good time to begin teaching your kids about money and banking? “The earlier the better,” says Lisa Armendarez, a banker at RCB Bank. Armendarez admits even though she’s a banker, she’s learned a lesson or two from preparing her oldest child for lif...read more »
Guide to VA Loans
By Michael Decker, Mortgage Originator, RCB Bank Stillwater A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed...read more »
Down Payment Gifts
By Michael Decker, Mortgage Originator, RCB Bank Stillwater According to the National Association of Realtors, last year 27% percent of all first-time home buyers received a gift from a family member or friend to help them cover a down payment, a percentage of the home’s cost paid at cl...read more »
Fraudsters Out in Full Force This Summer
Fraud season is in full gear. Last month, we offered ways to protect you and your money while traveling. This month, let’s talk about fraud that may occur closer to home, at your local grocery store, the ball park, even at the pool – check fraud. “Summer brings more oppor...read more »
When is a good time to refinance your home?
By Michael Decker, Mortgage Originator, RCB Bank Stillwater Refinancing your home can provide an opportunity to save money on your monthly payment, payoff your home faster or take cash out for some other purpose. A number of factors contribute to determining the best time to refinance.&...read more »
Would you benefit from biweekly payments?
By Michael Decker, Mortgage Originator, RCB Bank Stillwater Most people pay their mortgage monthly, submitting a payment once a month. There is an option to make biweekly mortgage payments, paying half of your full mortgage payment every two weeks. So what’s the difference? Ma...read more »