Debt free in 5 steps
Let’s face it; we live in a buy now, pay later society. Credit cards, low interest payment plans, the desire to keep up with the Joneses – the temptation to spend can be intoxicating. The sobering reality is consumer debt in the United States is nearly $3.4 trillion this year, acc...read more »
Merry Christmas – Should I gift myself an extra mortgage payment?
Paying down debt is a great gift to give yourself. And while your home is most likely your biggest debt, making an extra payment may not be the best use of your money. Every household is different, so let me share a few thoughts to consider as you decide how to spend any extra cash yo...read more »