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Annual Percentage Yield (APY) accurate as of 1/15/19 and subject to change at the bank’s discretion. Rate may change after the account is opened. Minimum balance of $100 is required to earn 2.01% APY on balances less than $15,000. Balances of $15,000 or more, or the entire balance if reward requirements are not met, will earn interest at 0.10% (0.10% APY). Minimum Reward Requirements: Maintain e-Statement enrollment, make at least 10 debit card transactions and one ACH credit/debit transaction per rewards cycle. Minimum reward requirements listed must be met and post to the account in each rewards cycle, which begins on the first business day of the month and ends on the last business day of the month. Debit card transactions include merchant or point-of-sale transactions, and exclude refunds or ATM transactions. Fees will reduce earnings. Some restrictions apply. Member FDIC.